Frequently Asked Questions What can I expect from your firm? A consulting approach that is based upon an in-depth knowledge of client needs and preferences.A comprehensive financial plan to achieve long-term goals, which may incorporate investments, insurance, estate planning and tax issues.Consistent and regular communicationSuperior ongoing client service How do you arrive at your recommendations? Our recommendations are dependent on discussion and review of current data, goals, objectives, risk tolerance and time horizon. We use a variety of fact-finding tools to gather information. What kind of financial solutions do you recommend? Just as every client situation is different, so are the solutions. Our independent business model provides greater flexibility for a variety of alternatives. What makes your firm unique? Why should I do business with you? The economic world is constantly changing. We continuously evaluate our business model to be flexible enough to meet these changes and provide new value to our clients.We have established a strong network of strategic partners in various areas of financial expertise that we can utilize, if necessary, to better serve our clients' needs.We have a very comprehensive due diligence process by regularly meeting with product vendors. This process keeps us both knowledgeable and up-to-date on current, specific financial solutions and industry changes. Our clients benefit greatly from our in-depth research. How often should I hear from you? You will hear from us consistently throughout the year via phone calls, newsletters, email, and upcoming educational events. Face-to-face meetings will be arranged depending on specific client needs and circumstances. We believe that our best clients are ones that are fully informed. What if I have a question for you? Our client service policy is to return phone calls promptly, be responsive to client needs, and service client accounts effectively. How do you get paid? Our solutions can be either transaction-based or advisory-based. All fees will be thoroughly discussed during the consulting process. Our goal is to provide only suitable and appropriate solutions to our clients' needs.